For the past 3 years I have been investing ₹5,000 every month in the following funds:
These funds have fared quite poorly. Should I switch to other schemes?
Both these are Large Cap Funds , and mostly all large cap funds are not able to beat their benchmark.
I have stop recommending Large Cap to my clients , as our markets become efficient it will tough to beat the benchmark by fund mgrs.
If your risk profile only permits Large cap..Than go for Index Funds or ETF , also you don't have to pay extra fund manager fees which is normally 1 to 1.5% of assets.
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Sachin Shah is a 30 year old Senior Software Engineer, working at an IT services company in Bengaluru. He and his wife want to plan for their retirement and also want to save for their child's education, wedding and for buying a car.View Case Study