Advice on mutual fund SIP

Jun 19, 2019

For the past 3 years I have been investing ₹5,000 every month in the following funds:

  1. SBI Blue Chip
  2. Aditya Birla Sun Life Focused Equity Fund

These funds have fared quite poorly. Should I switch to other schemes?

1 Answer
Jun 20, 2019

Hi Isha,

Both these are Large Cap Funds , and mostly all large cap funds are not able to beat their benchmark.

I have stop recommending Large Cap to my clients , as our markets become efficient it will tough to beat the benchmark by fund mgrs.

If your risk profile only permits Large cap..Than go for Index Funds or ETF , also you don't have to pay extra fund manager fees which is normally 1 to 1.5% of assets.




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